Our History

In the Beginning…

Charlie Pinson began his insurance career in 1993, as a debit life insurance agent. When the company was taken over by an international conglomerate, Charlie went into business for himself as a Kentucky Independent Insurance Agent.

Charlie Pinson Insurance KY was established in 1996. Pinson’s vision was, and still is, “Kentucky people working for Kentucky people.” Our motto, “Charlie Pinson Insurance, Where PEOPLE make a difference” reflects our committment to be a client involved agency.

From the beginning, Triple B Insurance founders Jack Burchett, Sr. and Joe Childers have been a guilding light of our success. Focusing on Kentucky Health Insurance and Employee Benefits, Triple B Insurance and later C & B Insurance, mentor our business.


By 1998, Charlie Pinson Insurance KYbegan to grow exponentially. We purchased, Triple B Insurance and added the Smart Choice Insurance KY group.

Charlie’s wife, Joyce Pinson, joined the agencies as a full-time Kentucky health insurance agent. With the rapid growth, brother-in-law Mark Frantom assumed the role of personal lines manager a year later.

In addition to Kentucky Auto Insurance our personal lines business including Umbrella, Motorcycle, Homeowners, and Kentucky Car Insurance continues to thrive.

As a Kentucky small business, we understand the needs of business owners. Our experience with Kentucky business insurance and Kentucky Group Health Insurance continues to lead our sustainable growth.


In the summer of 2007, Joe Childers officially retired from the insurance business. The same year marked the launch of our virtual Kentucky Insurance Office, our Charlie Pinson Insurance website.

Later that year, Charlie Pinson entered a partnership with C & B Insurance, which focuses on Kentucky Health Insurance.

Charlie Pinson Today

Over the years, we have been blessed with growth and prosperity. We continue to stay involved in our community, particuliarly with Pikeville College. We have recieved numerous awards for industry excellence and community involvement.

But at the end of the day, we return to that original vision, “Kentucky People Working for Kentucky People.” And with that, we are content.

Our Kentucky Insurance Office   

Charlie Pinson KY Insurance Agent