 Mark Frantom
Personal Lines Manager
Charlie Pinson Insurance KY |
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According to national estimates, insurance
fraud may cost up to $80 billion each year. The losses are passed on to
the consumer through higher premiums and increased costs of doing business.
Investigators look for a number of "red flags," including an accident with
no witnesses, a lengthy recovery period, unusual medical treatment, fake
applications or claims, improperly issued policies, a lack of cooperation,
inappropriate medical billing, excessive demands and cash transactions.
Do you know what to do if you are in an accident?
By providing all requested quote information about your driving record,
your vehicles, people living in your household, and other pertinent information
you can save yourself the hassle of an unexpected insurance rate revision,
a denial of claims, and an unpleasant fraud investigation. Independent insurance
agents like Charlie Pinson Insurance offer many different companies. We can shop the best product to fit your situation and protect
you and your family.
Unfortunately, even careful drivers can be in an accident. If this happens
to you, follow these tips.
If someone is injured, call for help immediately. Do not move an injured
person unless you have medical training.
Make note of the time of day, any weather factors that may have contributed
to the accident, position of cars, etc. Take pictures at the scene to help
prevent insurance fraud.
Exchange personal information with the other parties involved including
names of other driver, addresses, telephone numbers, and insurance information.
Get the names of witnesses to the accident and their addresses and phone
numbers.
Get the reporting officers names. Report the accident to your insurance
company first, then to your independent insurance agent, even if you were not at fault. Reporting
accidents immediately saves you many headaches and claim delays.
Call our Pikeville KY insurance office at 606 433 0031
for Kentucky Insurance quotes, service or appointments
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