Charlie Pinson
Voice of Pikeville College Bears
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If you rent in Pikeville can you
afford to loose everything you own?
Pikeville College Students and Med Students
What you should know about Pikeville KY Renters Insurance
If you live in an apartment or rent a condo, duplex, mobile home or house,
you need to own renter's insurance to protect your belongings and your assets.
Your landlord's insurance covers damage to the building but not
your possessions.
Renters insurance is usually not expensive. Your premium will depend on
where you live, the deductible you choose, the insurance company and any
additional coverages you purchase. If you are in college, are under 26 years
of age, and your parents have home or renter's insurance, you may have limited
coverages in a dorm, but usually not in an apartment. Request Pikeville KY Renters Insurance Quote
When you rent a Pikville Apartment or Home,
Get Renters Insurance!
Be certain to know whether the company is writing "actual cash value"
or "replacement cost" coverage on your renters insurance policy. Actual cash value will pay for what your
property was worth at the time it was damaged or stolen. Replacement cost
will pay for what it will cost to replace the items you lost. Replacement
cost coverage will cost more than actual cash value coverage.
Pikeville College School of Osteopathic Medicine students, take note.
Be sure to check the limits of your policy, particularly if you have expensive
jewelry, electronics, or antiques. You many need to add a floater to be
sure you are adequately insured.
Most standard renter's policies also include liability protection. You
would be covered up to your liability limits if someone falls or is hurt
while in your apartment or household. A renter's insurance policy could
help protect your financial future, should someone bring legal proceedings
against you for injury in your apartment or household. Floods and earthquakes
are not covered perils under a renter's policy so you will want to ask to Charlie Pinson Insurance what plan is right for you. Come by the office; we're just a block from Pikeville College's ninety
nine stairs, and just two doors down from Pizza Village.
Pikeville KY Insurance from Charlie Pinson Insurance
Call our Pikeville KY insurance office at 606 433 0031
for Kentucky Insurance quotes, service or appointments
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